Inventory Financing

  • We finance from EUR 500,000 to EUR 45'000'000

  • Provide financing of up to 80% of your inventory value

  • Short term facility, typically lasting 30-180days

  • Metal, Agricultural, Chemical, Energy inventory can be used as a collateral

  • Currency and commodity price risk management options

  • Tailored solutions based on inventory, storage and transportation type

DeRISK is an EU-licensed Investment Firm specializing in commodity risk management and financing solutions. We have helped businesses in metals, recycling, and agriculture unlock liquidity, hedge market risks, and optimize working capital.

Get a personalized offer

Your Partner in Commodity and Inventory Financing

DeRISK offers commodity and inventory funding opportunities for businesses, facilitating financing at stages from purchasing to storage and ensuring you can focus on growth and success.

A large pile of burlap sacks is stacked under a corrugated metal roof in a warehouse. The sacks appear to be filled with goods, possibly agricultural products. The lighting is dim, and there is a mix of beige, red, and blue sacks among the mostly brown pile.
A large pile of burlap sacks is stacked under a corrugated metal roof in a warehouse. The sacks appear to be filled with goods, possibly agricultural products. The lighting is dim, and there is a mix of beige, red, and blue sacks among the mostly brown pile.

40+

29

Countries

Commodities

Get in touch

29

5Mil

Avarage loan

Inventory Financing Simplified

We purchase commodity inventory on behalf of your business and pass it over when you need it, ensuring efficient cash flow and inventory management.

Inside a warehouse, several large stacks of white sacks are piled on the floor. In the foreground, a large yellow truck is parked, partially loaded or unloading. Two people can be seen; one is standing, wearing a red shirt and mask, while the other appears to be organizing or inspecting the bags. The warehouse structure is made of wooden beams painted in red, and the floor appears muddy or wet.
Inside a warehouse, several large stacks of white sacks are piled on the floor. In the foreground, a large yellow truck is parked, partially loaded or unloading. Two people can be seen; one is standing, wearing a red shirt and mask, while the other appears to be organizing or inspecting the bags. The warehouse structure is made of wooden beams painted in red, and the floor appears muddy or wet.
Purchase Financing Options

Finance your commodity purchases with flexible options tailored to your business needs.

Transport Financing Support

We assist with financing commodities while in transportation.

Storage Financing Solutions

Secure financing for storing your inventory until sale or utilization, maximizing your cash flow.

What Is Commodity Inventory Financing?

Key Benefits of Commodity Inventory Financing

  • Lower Credit Requirements: Businesses qualify without a strong credit history.

  • Increased Sales: Enables companies to sell more by funding additional inventory.

  • Support for New Businesses: Asset-light businesses can obtain financing without traditional collateral.

  • DeRISK Inventory Financing utilizes REPO transactions to fund companies globally that buy and sell commodity-based assets.

Advantages Over Other Financing Instruments

  • Tailored Financial Solutions: Custom financing for producers, traders, and end-users.

  • Market Volatility Mitigation: Hedging strategies help manage price fluctuations.

  • Cash Flow Preservation & Flexibility: Revolving financing helps maintain liquidity.

How does Inventory Financing work?

  • Inventory serves as collateral for the financial instrument.

  • Inventory financing helps businesses pay suppliers for stock that will be stored or transported.

  • Useful for managing seasonal cash flow fluctuations.

  • REPO (Repurchase) agreements: the lender buys the asset from the borrower and sells it back at the same price + interest. This helps secure the collateral legally, while making it at available to the company at arm's length transaction.

  • Third-party warehousing & shipping is used to ensure security and facilitate financing globally.

Summary:

  • Applicable for businesses of all sizes that need alternatives to factoring, unsecured credit, or asset-backed loans.

  • Solutions helps manage operational costs, seasonal demand, and product availability.

  • Commodities loans or financing is secured by the purchased inventory.

  • Your business can maintain cash flow, increase inventory availability, and supports business growth.

Contact us